Loan Analyst I
Wintrust Financial Corporation is the largest life insurance premium finance company in the country, providing customized financing solutions to borrowers. The Loan Analyst I will manage the loan process for assigned clients, build relationships, and ensure compliance with lending policies while maintaining a customer-first approach.
Responsibilities
- Maintain a "customer is first" environment to meet or exceed expectations and needs
- Protect the Bank's assets and maintain quality of the portfolio by adhering to lending policies and procedures
- Ensure that credit decisions and recommendations are made in accordance with credit principals and in compliance with policies
- Oversee documentations and ongoing monitoring of assets and client portfolio
- Preparing and issuing loan packages and credit correspondence
- Follow-up with brokers/clients to ensure that requirements needed for renewals and reviews are collected and delivered on a timely basis
- Increase existing client business by identifying cross-selling opportunities in lending and deposits
- Coordinate with Credit Officers, Portfolio Management and Legal Counsel to approve premium finance loans
- Manage and monitor defaulted loans by assisting brokers/clients to meet their client's unique circumstances and requests
- Oversee all phases of loan processing, including exposure model generation, legal document preparation, funding, collateral management and default/liquidation
- Compile in depth credit recommendation summaries through the analysis of tax returns, financial statements, brokerage accounts, and credit reports
- Performs other duties and responsibilities as assigned by management
Skills
- 0 – 3 years of financial services or insurance industry experience
- Bachelor's degree (Finance, Insurance, Business preferred)
- Knowledge of standard business practices and working in team environment
- Detail oriented with strong analytical skills
- Strong communication skills and work ethic
- Ability to work independently and prioritize in a fast-paced environment
- Self-starter with the ability to work with minimal supervision
Benefits
- Medical Insurance
- Dental
- Vision
- Life insurance
- Accidental death and dismemberment
- Short-term and long term Disability Insurance
- Parental Leave
- Employee Assistance Program (EAP)
- Traditional and Roth 401(k) with company match
- Flexible Spending Account (FSA)
- Employee Stock Purchase Plan at 5% discount
- Critical Illness Insurance
- Accident Insurance
- Transportation and Commuting Benefits
- Banking Benefits
- Pet Insurance
Company Overview
Company H1B Sponsorship