[Remote] Mortgage Processor/Closer
Note: The job is a remote job and is open to candidates in USA. PSECU is a Pennsylvania State Employees Credit Union that has been strong for 90 years, focusing on helping members achieve more. They are seeking a Mortgage Processor/Closer to ensure mortgage loans are processed and closed according to guidelines, while serving as a point of contact for various stakeholders.
Responsibilities
- Ensures mortgage loans are processed and closed in a timely and efficient manner
- Analyze and interpret federal and state regulations, credit union policy, and secondary market guidelines for all real estate loans- conforming and non conforming
- Maintains mortgage pipelines and queues to ensure applications and assignments are being completed timely and accurately and informs supervisor of concerns
- Provides detailed comments/rationale on loans to the various mortgage committees when necessary to substantiate the request for approval or denial of a loan
- Performs in-depth review and analysis of appraisals, credit reports, title reports, insurance documentation, income documentation, tax return analysis, asset documentation, commitment letter conditions with little to no supervision
- Other duties as assigned Skills
- High School (Required)
- Minimum 2 years of processing government-backed loans such as FHA, VA, and USDA, or Construction draw loans or any equivalent combination of experience and education
- Minimum 2 years or longer of secondary market, first mortgage processing and/or closing, or any equivalent combination of experience and education Company Overview
- PSECU is a not-for-profit credit union that provides personal and business loans. It was founded in 1934, and is headquartered in Harrisburg, Pennsylvania, USA, with a workforce of 501-1000 employees. Its website is http://psecu.com. Apply To this Job